thanks for all the feedback it is good to see that other peopel have the same viewpoint as me

On this new form there were many more things for outgoings you could put down than in the orginal one. The IVa people are saying that as a rule creditors wont agree a reduction

well gthe cost of living has gone up and at begining the sheet ws not so comprehensive as it is now. Utulity bills have gone up etc. I

my outgoings have increased since last review and i was sent a new form which has made me relasie that you can include more stuff than i thought. I sent it back but IVa people dont seem to be keen on doing anything about it and we are struggling a bit. Any ideas?