Search found 11 matches

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by Paulio147
Wed Mar 12, 2008 2:04 pm
Forum: full and final settlements
Topic: Letter of Transfer
Replies: 5
Views: 1356

Phew, I got the same letter today... They have got to be more contactable than Debtmatters.
by Paulio147
Wed Mar 12, 2008 1:59 pm
Forum: full and final settlements
Topic: Full & Final Settlement Advice
Replies: 16
Views: 2991

are payplan a large firm? i see them mentioned on here quite a bit.

Another question, I mentioned before about my 2nd annual report containing SofA and Claim amounts but non of the claims had been agreed after 2 years. Should the claims have been agreed by now?
by Paulio147
Wed Mar 12, 2008 11:08 am
Forum: full and final settlements
Topic: Full & Final Settlement Advice
Replies: 16
Views: 2991

Just recieved a letter saying that my IVA has been taken over by Payplan. Is this a good thing?
by Paulio147
Wed Mar 12, 2008 9:23 am
Forum: IVA expenditure allowances
Topic: advice on what to put...
Replies: 4
Views: 9934

Is there anyway I can see these CCCS guidelines? I fear that I may have missed something on my last review which has resulted in things being extra tight.
by Paulio147
Tue Mar 11, 2008 10:42 pm
Forum: full and final settlements
Topic: Full & Final Settlement Advice
Replies: 16
Views: 2991

I have certainly learned more from this site than the documents provided from DM. I have had problems with them from day one tbh. Took 4 change of address letters for them to finally get the point I'd moved. They were also quite abrupt with me on the phone whilst sorting out my 1st year review. They...
by Paulio147
Tue Mar 11, 2008 10:30 pm
Forum: full and final settlements
Topic: Full & Final Settlement Advice
Replies: 16
Views: 2991

OK, thanks Melanie. Ill give them a call if I can find their contact details. The only number I have seems to get me through to a switchboard for new cases. I have noticed that a couple of the creditors are Max Recovery Ltd and these claims are the most inflated from what I actually owed. What do yo...
by Paulio147
Tue Mar 11, 2008 10:07 pm
Forum: full and final settlements
Topic: Full & Final Settlement Advice
Replies: 16
Views: 2991

I do not have any records of this. The initial documentation only shows SoFa amounts and creditor claim amounts but the agreed claim amount is left blank. I pretty much signed up to this agreement through blind panic and did not do the important thing and review what I was signing..DOH!.. I think th...
by Paulio147
Tue Mar 11, 2008 8:57 pm
Forum: full and final settlements
Topic: Full & Final Settlement Advice
Replies: 16
Views: 2991

Ive just been doing the maths and looking through all the documentation I have recieved from them over the last two years. There seems to be a settlement figure on the end of the second year report of 26967. It then states that I was paying the creditors 33p/£. I was a little shocked to find out tha...
by Paulio147
Tue Mar 11, 2008 4:20 pm
Forum: full and final settlements
Topic: Full & Final Settlement Advice
Replies: 16
Views: 2991

anyway, I was considering offering a FFS of around 18-20k. With my 2 years of payments minus IP fees the creditors will be getting around 54p/pound back. Does this sound reasonable. I cant guarantee that I will be working for the remaining 3 years of my IVA due to the unpredictability of the industr...
by Paulio147
Tue Mar 11, 2008 3:14 pm
Forum: full and final settlements
Topic: Full & Final Settlement Advice
Replies: 16
Views: 2991

That seems a very big jump in payments from 700 to 845. For what reason did they give for such a large increase. Did you have a change of circumstanes. I always thought that your payments didnt change unless your circumstanes changed. My initial payment was decided over the phone??? They asked me a...
by Paulio147
Tue Mar 11, 2008 2:59 pm
Forum: full and final settlements
Topic: Full & Final Settlement Advice
Replies: 16
Views: 2991

Hi, here is the craic! I have had an IVA for 2 years now and I have been paying 700(12 Months) and 845(12 Months). The total of my debts was equal to around 60k. As Debtmatters keep increasing my monthly payments on a yearly basis and my partner dropping to part time hours due to suffering health I ...
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