I would like to know why my forum status has gone back to a novice, i admit i havent been on here for a while, but back to novice i cant underestand.

Ian

Hello all. Sorry i havent been on for a long while,but just to let you know that i have until March 2012 to finish my IVA, so to anyone else out there who is on an iva, the budgeting gets really easy, you might think its ok for me to say that, but i have had to put priorties into action,and it does ...

Well if you are thinking you are missing something on my last post the call me, and i will enlighten you.

Ian

Well if you get in contact with me i will explain, i cant tell you on the forum for legal reasons.

Regards.

Ian

Well done. You will get used to living with an iva,i have,and i pay what they want every month,and i should finish my iva in March 2012,if your working please contact me on either *telephone number deleted* or mobile *mobile number deleted* This goes for anyone in an iva, i do have some information ...

Hello Ang.

I cant really say anything to your last post, because i agree with everything you say.

Regards.

ian

Hello i,m sorry i havent been on here for a while,been very busy with work. As for getting credit, i have no intention of getting credit ever again, especially after paying my IVA for 5 years,when that finishes all the monies i,m paying into my IVA now will be mine, so i should not need credit. In f...

Hello Sue.

Congratulations on your IVA approval,all the best for the future.

Regards

Ian

Hello Sue.

All the very best with your creditors meeting, i will keep my fingers crossed for you also.

Regards

Ian

Hello Mark.

Well done on getting your IVA accepted, i too used ThomasCharles, and Phillip Hunt.

They got my IVA through too, with the help of Wilson Phillips ( IP ).

Once again congratulations.

Regards.

Ian

Hello. i,m a male clinical nurse, working for the NHS, and when i stopped my NHS pension so it would go towards my creditors, they said that i could not have any refund, because i have been working for them for more than two years. They freeze it until i retire,so what i will do is when my IVA has b...

Hello Lesley.

WELL DONE and congratulations,i am raelly pleased for you.

Hope all goes well for the future.

Regards.

Ian

Hello. All i see is about people with secured credit,and i think thats the problem with this forum,i dont seem to hear from people who do not own property. And going through an IVA as i did,with totaly with no assets. Going back to the main question about getting credit,i think the government should...

Hello Red.

I had those sort of feelings too, i think everyone does.

Anyway all the very best for the 23rd,my thoughts are with you.

Regards.

Ian

Hello Lesley.

Those are simular to my modifications, like you say they are common sense really.

I dont mind handing over 50% of any overtime i do,at least i still get something out of it.

Well all i can say is all the best for next Thursday.

Regards.

Ian