If you explain that loss of job from no car will result in failed IVA then the supervisor will take a serious look at it and im sure by hard press to tell the creditors the reason for the failure, the supervisor has to report to creditors on why the IVA fails, if you put it in writing I would be sur...

Yes ok sorry, I was not advertising, I am not part of that company, I am just aware of many people in the same situation and finally some solicitors doing something about it. IVAs are very good for the correct people, but some are not fit and this person sounds like could of been debt free quicker i...

I do not believe you are the only one. Creditfix are the company and your IVA is supervised by the supervisor, however when you went into the IVA the nominee (which is normally the same person as the supervisor) had a duty of care under the insolvency code of ethics to make sure you understood the I...

You should of been Fully aware of this situation went you went into the IVA

The nominee had a duty to make sure you were under Sip 3 and IVA protocol, if not then there is a high you gave been mis sold.

These may help you recover all monies paid.

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This does not sound good

Take a look at

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They are solicitors that have seen this before

Did you understand the IVA before you went into it, if you knew about some monies coming your way or did not understand the process then you should look at were you mis

These are legal solicitors now looking at cases like yours


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The nominee had a duty to make sure you were aware of all this before you went into the IVA and the he/she became the superviser

If you did not then you may of been mis sold

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I have found these online for legal help.

IVAs are good for the correct people but they have been taken advantage of vulnerable people , the press and regulators can not be wrong, just google FCA BROKEN IVAs Citizen Advice mis sold IVAs joe cook Britain's next biggest mis sale scandal money mail online IVAs scandal There is lots more and 10...

Dosent sound good,

Check out

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You be best to look at your proposal about the pension, and it may take a while to get your completion cert, until then you may be bound by the terms and if you drawdown your pension it could be a windfall and you may lose all or part of it, your IVA will prob be a trust IVA if a protocal IVA , whic...

Your creditors meeting is very important, yes its unlikely to make changes to you, however many are now seeing changes such as increase in the term or payments. You have the right to be asked this before being accepted and if they do not ask you ( which has been done in the past) then you have a ver...

Try these, they have been having great success on issues that I am aware of

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Hello Shakey, I have seen this in the past and it can be fraud if your PPI money has not gone to your estate, also if your IVA was paid off in full (100p in £) then any left over will be yours, so it is worth finding out. You can do this yourself by asking for the completion cert with the final fina...