I'm on the phone to them now Foggy. Thanks for your advise.

Thank you Foggy. You are such an asset to this forum. Could you possibly help me draft an email to Ebengate to argue my case and ask for a payment break.
Ruth.
I'm not sure who is my IP ? I'm still very new to all this.

Hi all, Yorkshire Water is included in my IVA finalised on the 31 August 21. I wasn't in arrears with them on that date but as advised I cancelled my direct debit with YW ...satisfied that as they were included , my monthly payment would go towards paying them. I have now received a letter from YW s...

What information does the IP ask for in a yearly review? I'm due 9k windfall soon. I'm pretty sure my IP will take that but apart from me informing them,can I ask if there's a public record available that shows beneficiary's and will they check that on my yearly review. Thanks.

That's me telling my brother then coz he's the executer of my Aunts will. I didn't want to do that :( if the executer has to check for insolvencies...my name will crop up. Please can I ask another question Foggy ....I have a Christmas savings plan with a credit union...and in November,I get £450 tha...

It's on a probate register so I've answered my own question. It'll be 20%of my debt not 10%

Hi,
I've just started out with Ebengate and if I have to make a formal complaint to them,I'm just wondering how you went about it.
Thanks .

Also...when I do receive my inheritance...I know Ebengate will claim it all but I don't trust them and I don't want to hand over 10k without a letter of recognition from them....not sure how it all works. Plus an amount like that will help pay off about 10 % of my debt but I'm just loathed to hand i...

Is there public records that an IP can check to see if I'm a beneficiary to an inheritance?

Hello . I can't offer you advice but I can offer you cyber support ( if you know what I mean ) I've been pushed onto Ebengate from Logan and Whyte and I've sent an email asking about savings that I've got,but they haven't replied. I'll just bide my time . I've just started my IVA and I feel ashamed ...

Morning :roll: My question is ,I have savings in a credit union of about £2100. Am I right in thinking that my IP will take the lot if I ask Scottish transport credit union to release the money. Do I have any rights to it,or shall I just keep it with the credit union for the duration of my IVA of wh...

Gosh...can you imagine...me,thinking ooh ill get some booze in for the weekend as it'll go on credit card and then cashier says no when it comes to authorising my credit card...meanwhile a huge queue has formed behind me and they all know I have to put the bottles of spirits back...I think I'll just...

Also,that'll explain why PayPal have terminated my ability to use them which I thought was a bit strange. Nevermind, I'll just get used to paying with my good old debit card

Yes....thank you x It's just crazy that my credit cards are still active x
Temptation is huge to use them

Thank you for your prompt reply Foggy ....you are a mindful of information.