Better park the Ferrari in next doors garage then...LOL. Thanks you all for replying so quickly and informing me!

Many Many Thanks

xxxx

Thanks, so are they only interested in what you pay out, what earn and if any household bills have increased/decreased? Sorry for sounding thick, just wondered if there are any other checks they may do on you?

Thanks

xxx

Thanks my IVa is with DEBT FREE DIRECT, any body know what they do? xx

Is that all? I know they require 3 bank statemements and 3 pay slips, and there is a form to put if anything has changed, ie bills gone up and gone down, just wondered if there is anything else they look at?

Thanks for sucg a quick reply, most appreciated xxxx

Hi, My husband and I are in an IVA we have our annual review due shortly, can anybody tell me what is atually done in an annual review please

Thanks x

Thanks, I just feel so ashamed like ive let everyone down. My Mom is coming over tonight and staying over, I will talk to her tom, when we are on our own...wish me luck, I shall let u no how I get on and if a light at the end of the tunnel can be seen.
THANK U ALL FOR BEING SO NICE TO ME XX

Ur probably right, just cant see it at the moment. Sorry to sound such a moaner, just feel like ive ruined everything x

Thanks, my parents have fully supported me in the IVA, it was the only solution and I was so glad I entered it, my fear is that I have mucked it up and messed my life up, when I thought I was pretty much in control again. I have my fingers crosed they can help, esp when they see the desperate state ...

Thanks, will just be glad when I cen see a light at the end of the tunnel. Everything was going so well and I thought I had it all under control, my baby is due is a matter of days and I feel like im in a black hole and the happiness I had had vanished. Will be glad to see my parents...thanks u for ...

I would like to think so, mind you the mess im making if things, I dont know who would want my advice.
When u say ur IVA failed, what happened to you debts that were tied up in it and how r u sorting it out now???

Hello, I havent spoke to Paul yet, my computer started to play up last night and I couldnt get in. Im ok, still tearful and being sick over this, but its my fault. I am going to go and see my parents tomorrow and explain this whole sorry mess and see if they can help me (as suggested by Melanie Gile...

I havent ive only a laptop, god im just so crap at everything

I wish I could, but I cant stop crying and being sick with the worry, can anyone give me an address/details where to send my details to so I can do so ASAP.
Sorry to sound so miserable, but I dont think I have ever been so frightened in my life!

Nothing else seems important now, I feel guilty about having a baby, if I wasnt I wudnt be in this mess, why was I so stupid????? I feel ill with worry, great mom im going to be, sorry to sound like this, but I feel like my life may as well be over and its what I deserve quite frankly!!!!

To Reviva UK, where can I send a copy of the IVA agreement to for someone to look at?