Thank you Kallis3

No, Payplan weren't given a reason for the no vote. It was given at the last minute with no further info given. They had to chase round to get anyone to vote, and our ex accountant had said they would vote in favour, but on the last call apparently were too busy.

Hi I wish I'd found this forum months ago when I started trying to enter an IVA. My post has two main areas - help understanding a restriction, and advice about my partner's IVA (my wife and I have applied for IVAs at the same time). Background My business went bust at the end of 2019. My wife was a...