Thank you so much for your help everyone. I am going to speak to clearstart asap. I will let you know how I get on.

Emmy

Hi, I was approved for an IVA in October 2005 and had been making regular payments of £257 per month up until November and December 2006 when I took a payment holiday when I relocated to London to live with my boyfriend. When living in London I found it hard to find a job, having been disillusioned ...