It’s gone and deleted However, the insolvency service have created me a letter saying I started and it completed. They went well above and beyond and whilst not the exact certificate it is something that might hold enough weight for persuasion As it turns out a broker found me a cheaper rate, no fee...

Hindsight is a wonderful thing You explaining the importance is great, but my company all those many years ago didn’t. As was explained it was a way to solve my problems but the lifelong impacts were not explained, as I understood it, I made mistakes and got in a bad situation but 6 years after I’d ...

Thanks, I’ll have a look The fact this is a lifelong issue isn’t something I really absorbed and the fact this important document needs protecting like it’s gold is another. The fact nearly 2 decades since I took this out that it would still need specialist broker has really depressed me. It would h...

Hi all, Successfully completed my IVA around 2007 so over 15years or so. but have since lost my completion certificate. Had not really realised I had to keep it for life. These are not able to be reproduced since it is so long ago the companies have removed me, data retention apparently So some comp...