Sorry to hear that Rob . All I can say is that at the end of the IVA you will be debt free . Not an easy journey , I know , but was worthwhile to me . If you're struggling with the budget I would contact your ip and flag it up as they are there to help . Hope things get better for you . Good luck fo...

Hi Nicpel . Your concern is natural as the early part of an IVA can be difficult to adapt to . This is the right place for advice though . I found cash back websites useful when your buying any sort of insurance , broadband , tv packages , general shopping . Sign up , you'll be surprised what you ca...

6 years ago I had lost control of my spending / crippling interest / buried head in send . My beautiful wife was totally unaware , but thankfully stuck with me . I discovered this site , all you lovely people , and , Mel G and her fantastic team . Now I am debt free with just the challenge of gettin...

With the festive period upon us , I just wanted to say Merry Christmas to you all.
To those of you on , or embarking on , your debt free journey ,stay positive . All the very best .

Well deserved , but unsurprising . A massive well done to Mel and her team !!

Great news Foggy , now onward and upward . Thanks for all your support and advice in the past . Make sure you stick around , we all need your advice , and banter . All the best.

What a positive and inspirational post , and , which I for one can identify with.
All the very best to one and all.

Brilliant news CEC , I know what a relief it is to hear YES .
Enjoy the long weekend.
The five years will fly by , not without its challenges , but with Mels team behind you, and the support on here , you'll be ok.
Regards

Morning all.
Sorry I'm a little early , but just wanted to wish you all a very happy Easter , and good luck on your debt free journeys.
All the best

Morning all. .
Am I right in saying that my IVA will drop off my file 6 years from its start date if all goes well ?
Cheers

Morning all. Just received a mail shot advising me on how to make potential claims on creditors post IVA . Why on earth would I even consider that !!!???
Good luck to all on your debt free journeys

5 years ago I was in huge debt which my wife knew very little of. I spoke to Tina S and Mel G via this site who showed me there was a way to deal with the situation. I told my wife , who , thankfully stood by despite being truly hurt. It isn't easy , but you learn a LOT from the experience. If you'r...

Hi Stacey , so sorry to hear about your tumour.
I dont claim to be an IVA expert , but am sure that under the circumstances , even the most cold hearted of creditors would empathise.
Sending you positive thoughts.
Let us know how you are doing.
Very best regards

Good morning Sarah , try Nationwide Cash+ account , you can use it at ATM , online etc
Good luck

Morning Kev,
If your IP has put forward , it must have a good chance of being accepted.
I wish you well.