My wife and I are having exactly the same problem - our final payment was July 2012 and we are still waiting for PPI to be followed up despite never having PPI at any time. Will be contacting my IP first thing tomorrow morning.

We couldn't release equity from our property and have had to make nine additional monthly payments. Have you received your certificate of completion?

Hi All, not too long to go now - we've completed five and a bit years but are still having to make monthly payment to cover the equity that should have been released from our property. We agreed to make 9 additional payments and should finish in June this year. However, where do we stand with regard...

How are you managing post IVA? My wife and I are 6 months away from completing ours and although we don't want any more credit (EVER), it seems that credit checks are carried out for almost everything e.g. car insurance, etc.

What is the best thing to do if my current Mortgage lender refuses to release equity? I have a fixed mortgage at present and am required to realease about 8k in August depening on the valuation (expected to be lower that four years ago).