Should I wait until my house is old and then take out an IVA? Can I take one out after I have left this country?

This seems to contradict the previous response but can I also clarify what would constitute 'limited' equity? If I could give an example of potentially having £25,000 left from the sale and after paying off secured loans/mortgages from a £250,000 property, but having an additional £65,000 worth of d...

I am confused by the response to release equity in the house in the final year as my previous question had been about selling the house prior to that. I would effectively not have a house to sell as am likely to rent initially if we move away. Also in terms of a 'quote', I meant in terms of what you...

I have a few more questions. Would it be possible to get a 'quote' and to clarify that any small equity in my house would not be included? Also how long does the process take? I also wanted to clarify if an IVA is taken out as a couple or just one person? My last question would be a worst case scena...

I have a few more questions. Do you take out an IVA as an individual or as a married couple? How long does the process take and is there a way of estimating how much your payments could be reduced? Finally, in a worst case scenario, what would happen if payments couldn't be kept up further down the ...

Can I ask another hypothetical question. Assuming at the point I take the IVA out there is no capital in my house (or very little), what would happen when I did sell? Would any leftover monies be taken up towards the IVA or would I be able to use the probably small amount leftover towards helping to...

What would happen if I took out an IVA and before the period was up moved abroad? We have a vague plan of moving abroad in about 3 years.