Search found 17 matches

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by tonic6473
Tue Mar 14, 2017 8:03 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is there any way to prove 50/50 clause applies ?
Replies: 16
Views: 1530

Also would a variation meeting be called just to add this clause, when the original proposal is open to interpretation anyway that it could be read either way I have asked my IP that if on income and expenditure report we state that 50% of bonus was paid across and no creditor queries it that this w...
by tonic6473
Tue Mar 14, 2017 7:56 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is there any way to prove 50/50 clause applies ?
Replies: 16
Views: 1530

Do I have a good case to request a variation meeting seeing that I had previously asked for the bonus stipulation to be considered and does the IP have to agree for this to happen if I request it
by tonic6473
Tue Mar 14, 2017 2:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is there any way to prove 50/50 clause applies ?
Replies: 16
Views: 1530

From what I could see the after acquired assets mainly talked about property and overtime, bonuses are not mentioned I suspect if I do not get the answer I want I will request a variation meeting especially as it was something that I specifically asked about and have a chance each year of getting a ...
by tonic6473
Mon Mar 13, 2017 9:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: Is there any way to prove 50/50 clause applies ?
Replies: 16
Views: 1530

Nothing specific has been put in at all regarding. BOnus, overtime, etc Had questioned while proposal being put together asking about this specific clause, but advised by IP nothing written in to proposal and to wait and see if asked to be added at the creditors meeting Only thing it states in propo...
by tonic6473
Sat Mar 11, 2017 7:59 am
Forum: Ask IVA Forum and Industry experts
Topic: Is there any way to prove 50/50 clause applies ?
Replies: 16
Views: 1530

Hialso what is the difference with r3 to standard terms
by tonic6473
Sat Mar 11, 2017 7:58 am
Forum: Ask IVA Forum and Industry experts
Topic: Is there any way to prove 50/50 clause applies ?
Replies: 16
Views: 1530

Hi No clause was put in regarding the bonuses, etc the only thing in the proposal is about windfall, which I did not think applied to bonuses I was lucky that the 3 year was passed at creditors meeting as only one person voted and only repaying approx 15p in the £ back Is there still a way of only h...
by tonic6473
Fri Apr 29, 2016 11:13 am
Forum: Ask IVA Forum and Industry experts
Topic: How can money just go missing ? How can I complain or sue Aperture for negligence ?
Replies: 7
Views: 2842

Mark Allen was my ip so will complain through insolvency gateway get him done again hopefully
by tonic6473
Thu Apr 28, 2016 7:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: How can money just go missing ? How can I complain or sue Aperture for negligence ?
Replies: 7
Views: 2842

Hi Lisa I posted the original message see you answer a lot of queries on here do you deal with people as far as Hampshire I am in a position where I have to enter a 2nd iva,are you able to advise or am I to far away also looking to speak to Melanie Giles as she seems to come highly recommended, woul...
by tonic6473
Thu Apr 03, 2008 9:07 pm
Forum: postings for april
Topic: changing jobs
Replies: 17
Views: 2475

what a suprise i have no alternative but to make the additional payments they are asking for if i declare myself bankrupt i am putting myself in a worse place than i am at the moment, i think the only alternative i have is a threat to take the case to the ip regulatory authority, and see if they the...
by tonic6473
Fri Mar 28, 2008 3:00 pm
Forum: postings for april
Topic: changing jobs
Replies: 17
Views: 2475

i am reading a lot of stories, that the fees are taken in the first 2 years and then if you have problems after that the company does not seem to want to help in any way as they have had their money and don't give a monkeys how are these companies regulated and who do you complain to so that an inve...
by tonic6473
Fri Mar 28, 2008 2:04 pm
Forum: postings for april
Topic: changing jobs
Replies: 17
Views: 2475

if i believe i was mis sold my iva is there anyone that can review it to see if i should have been advised on bankruptcy as my iva costs to blair endersby is £9900, and then asking for extra money without reviewing the facts ie telling me because i had 2 pays in one month i have to pay extra !!
by tonic6473
Fri Mar 28, 2008 1:54 pm
Forum: postings for april
Topic: changing jobs
Replies: 17
Views: 2475

hi also has anyone heard of the iva council based in bournemouth as they have sent out a letter to my other half, about investigating mis selling iva's and asking her to provide details, she is with blair endersby as well and that is what they are investigating. i am going to try to speak to them as...
by tonic6473
Fri Mar 28, 2008 10:00 am
Forum: postings for april
Topic: changing jobs
Replies: 17
Views: 2475

hi again anyone, i have been speaking to blair this morning and they are not taking into account the payments of my salary, and are still stating i have to pay the additional monies to them, i have to put it in writing, to try to prove to them that i did not recieve an additional salary. i am at thi...
by tonic6473
Tue Mar 25, 2008 6:20 pm
Forum: postings for april
Topic: changing jobs
Replies: 17
Views: 2475

thank you for your assistance i will speak to my ip in the first instance and hopefully they will be as understanding as you sound.
cheers
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