I can understand sending in proof if it has increased dramatically but as i said it has not increased at all since the previous review.

I am having my third I & E review & this year I have been asked to provide proof of fuel expenditure, since my last review I am not claiming any increase in fuel, however I have been asked to provide reciepts, this contradicts what I was asked for as it states in my letter from DFD that I only need ...

Orchid, when you say you had some problems at this years I & E review was that because of DFD or personal, if it was because of DFD I would be gratefull to hear what. thanks

im happy with my iva too, as long as my IP does not expect more than i realisticly can afford then i dont see why my iva cannot be successfull, also they are a good learning cove regarding spending & this will hopefully hold me in good stead when i have completed my iva.

Thanks for the info Pelder

Im with DFD & for some reason on this years I & E review they have sent me my original I & E proposal form to put down my I & E update figures on, I would have thought that they would have sent me last years I & E form to compare this years I & E figures because there is going to be a big difference...

I think we all get these statements at some point but nothing to worry about as long as you are paying your agreed IVA contributions

Yes you are allowed to do this as I had the same question to my IP 2 years ago & they said this is acceptable as it is only credit for genuine needs & not for say purchasing a TV.

If at annual reviews we dont agree with the IP, do we have a right to contest or refuse any additional contributions if it is felt we genuinly cannot afford it / or do we just have to put up with whatever the IP thinks &/or says ?

Declan You say every client has a £50 contingency allowance ? Well I am with DFD & I only get £40 contingency, so where did the other tenner come from ? I also did not know I could have a hygiene allowance too, I do get a clothing allowance which is only £25, when taking out an IVA was £140 food all...

Sounds like someone has got their sums wrong at your IVA company flaps cuz that dont sound right at all, the whole idea of an IVA is yes to pay your debts off but also be able to live comfortable too.

Debt Free Direct Mel

Thanks Declan, I called my IP earlier today & they said someone will be in touch soon, however when I got home this evening I had a letter from my IP with a copy of my annual report to my creditors ! I find this a bit odd considering I have not been told whether I have to increase my payments. I wil...

I sent my annual IVA documents to my IP at the end of July for my a review at the beginning of August, I explained that I had taken a new better paid job & felt I could contribute a bit more to my IVA, however we are now into October & I still have not heard a thing from my IP, this is my 2nd review...

thanks i think i might just do that