Hi again, so an email explaining things to the IP didn't help, nor did a phone call. I asked about a five week pay but no deal as allowance is worked out on an average. I asked for another review but no. I did say I'm trying to do the right thing here and keep honest but I believe my response was eq...

The issues here seem to be the way your IP has calculated your variable income. However, I think I can see where they are coming from with the 5 week month --- this would not normally mean a 5 week mortgage repayment, as that would be calculated on a 12 month average and be the same each month rega...

Thanks for your reply. My monthly allowance is £1850 per month which includes a ten percent allowance for extra earnings. I can earn anything from £1300 - £2080 depending on what im told to work. If I have to pay slightly more over payment I believe I can handle it. My issue whith them this month i...

Thanks for your reply. My monthly allowance is £1850 per month which includes a ten percent allowance for extra earnings. I can earn anything from £1300 - £2080 depending on what im told to work. If I have to pay slightly more over payment I believe I can handle it. My issue whith them this month is...

Hi there, how am I coping, terrible to be honest. Heres the deal (and Im sure nothing you havn't heard before). We took out the iva because we were struggling to pay c card, loan and a store card. On top of that mortgage and all the usual stuff. Got into debt a few years ago after I lost my job and ...