Hey

They just asked me if I had any bankruptcy or CCJs as they will be credit checking me.

Hi guys I made a full and final settlement on my IVA a year ago, one year after it started. Since then I've decided to change jobs and went for an interview at an investment bank. They financial check you for the previous 5 years and asked if I had any CCJs or bankruptcy they should know about. I do...

Or if you haven't paid all of your overtime/bonuses over???

Haha, yeah I know - I say debt free, but that is not strictly the case. Still, it feels pretty good though

Hey guys

Just to let you all know it has just been accepted! My Mum is paying the money in on 1 April 2009 and I will be debt free for the first time in 15 years (I am 32!).

Thank you all so much for your help and reassurance !

Hi guys I'm getting nervous. I have my full and final creditors' meeting on Thursday at 10.15 but I have just checked with BE and none of them have voted yet. I'm starting to worry it's a bad sign. I've offered £16,000. I owed £17,000 and have already paid £4500 into it. I did have a 4th year equity...

Me too - I am just terrified he is going to check it. Though goodness knows why it would occur to anyone to check on a new partner if they aren't in the situation themselves. I'm sure I'm just being paranoid!!! 17 days until my creditors meeting !

Really? Oh that's fantastic news !!

Thanks very much. I will just make sure I chase like crazy then as long as it goes through eh? Everything crossed.

Hi I'm sure this must have been asked before but I can't easily spot it anywhere. I have just offered a full and final and, fingers crossed all being well, it will all be over on 19th March, a year after I started my IVA. Now I know that it takes 6 years to be off your credit references but does it ...

Thank you !! One question though - if my F&F is accepted on the 19th, BE say that I have 3 months to pay the money. This is great as my parents will be able to hand a cheque over on 1st May. So, my question is, do I pay the 1st April and 1st May IVA payment or, once it's accepted, stop paying. This ...

I now have a date - woo hoo. It's 19 March at 10.15am. Apparently I am now offering 26p whereas it was 22p before so fingers crossed. I'll let you all know how it goes. Can't believe I could be debt free for the first time in 15 years in a month's time.

I have spoken to someone now. I just need to get my parents' to write a letter to say that they are willing to give me the money and then they can put a proposal together. The guy said it looks quite good. I was originally paying back £17,000 from a £50k debt, I have paid £4750 already and I'm offer...

I phoned again today and a guy called Dave Berry is going to call me sometime after 11 today. Fingers crossed !

I have just spoken to them and apparently someone else needs to call me back for a consultation (even though it was all in the letter I sent and the conversation I had with them when verbally putting forward my F+F) when they get round to it !!! 10 days down and no nearer to a variation meeting !! I...

Thanks guys! Just waiting for BE to pull their finger out now and fix a variation meeting !