Thanks Foggy that is really useful and somewhat reassuring. I will keep the forum posted with any update!

Hi there, this is my first post :)! I am currently 20 months in to an IVA with Payplan and I pay £250per month. The total to be paid under the IVA is £18k. The expected dividend at the outset was £0.26p. Total paid to date including bonus contributions is £16,183.20. Payplan have just arranged for a...