Hi everyone! I nearly forgot about this one! Ive been so busy with work and stuff! Look forward to seeing you all there again

Gavin

Hi Melanie, Hi Skippy!

Job is going great thanks! I'll be at Walsall - nearly forgot as been so busy so look forward to seeing everyone again!

Hi there I have been in my new job for about 5 weeks now (Property Lettings) and getting used to all the legalities and rules etc! I recently let a house to a guy who had been dishcarged from bankruptcy a year ago and it all went through with no problems. He was honest with me from the outset, which...

Thanks everyone! My thoughts about trying to make it all work are exactly the same - I have tried - very hard - and this is a new start too!

See you all in Birmingham!

Hi all, I've managed to get a new job!!! I start on Monday in a lettings agency which is good at the moment as people cant afford to buy they are renting instead. (might be able to help with qustions on here in a few months when i find my feet) Also just spoke to Accuma about my IVA as the new job i...

Hi Emma - yeah i'm gonna try and come to the Birmingham one being as its on my doorstep - i would have thought by that time i would have defaulted on my 3rd payment too so should know a bit more how its all gonna go!

thanks Skippy, i suppose its probably cos i have to tell my mum and dad more than anything and hadnt told them about my IVA so that will be the hardest part i think! I suppose i just want it over with really - i'm impatient too so once ive decided on something it has to happen there and then and obv...

Hi all - thanks for the replies! I have decided that bankruptcy is the only option and looked into it and feel ok about it too - apart from the newspaper thing to get over in my head!! LOL

Hi all, As some of you may know i was made redundant in July and so far have found it extremely difficult to find another position.(housbuilding industry for you!) I'm currently doing temporary work so just managing with everyday finances really! Ive missed Septembers payment for my IVA, which was a...

thanks Andy and Ang, I am seriuosly looking at the bankruptcy side of things now so will let you know.

Slough is a bit far for me really Ang and more so without any spare money LOL will def come to the Birmingham one.

Thanks everyone - makes you feel a whole lot better when people put your mind and rest and answer these questions! thank god for the forum!

Yes Debbie and skippy - Likewise

I'll definitely be going to the Birmingham one being as its where i live! so will be good to see everyone - and will make sure i dont have anything else planned so i dont have to leave earlier than everyone else this time!

I have a car but thats only worth about £2000 so should be ok with that i think. Do you know if a PC would be count as an asset? its only worth probably about £150 but obviously at the moment it is helping with the search for a new job! I would hope that the IPA payments would be less - i'm looking ...

Hi all, As some of you may remember i was made redundant in June ( I worked for a housebuilder so no surprise there) but have since found it hard to get another permanent job even though I have 15+ years customer orientated skills. I am currently working temporary and am prepared to do various thing...