Bear in mind that you always owe the full amount to creditors plus fees until your IVA is completed and debts are written off. The fact that you have offered this extra money means that you can afford it and therefore your creditors will see a greater return. May I ask how you are able to find this...

Ok, I'm in my fina year of my IVA, over the years I paid whatever and generally just went along as 5 years paying is something I shouldn't be stressing over. Now i'm in my final year and with Creditfix I have thier app and been working out from what they said was my amount owed and was so happy that...