Thanks I need to look into this further I think

I spot that there are experts who reply on the forum. I do want to question one thing on the letter, I live with my parents but pay rent and have no equity, were they right to have sold me the IVA? Thanks

Can I say, I just received a letter from the IVA Council, thank goodness I looked into your website, I was totally taken in by the letter, but realised after I spotted they couldn't even spell Companies right there must be something dodgy, and guess what I was right. Shame I got quite excited!! I'm ...