Little bit of an update. I sent my expenditure form off and have had a phone call from my I.P. The surples money that is left over when we have paid all our bills isn't enough to pay our IVA the full amount not even 3/4. They have advised me to speak to the CAB and not to make another IVA payment. T...

Thanks Buggin.........No problem on spelling my name wrong. I didn't even notice until you pointed it out LOL. Anyway bit of an update. I spoke to my IP and they have sent me out a new expenditure form to complete. I dont know i it's going to fail anyway because from my workings out the new expendit...

Thanks for replying Dee! Well i rang the IVA company up and explained my current situation and they said that they would send out a new expeniture form for us to fill out and send back! We have to send off proof of any arreas we have and what we will be paying. Fingers crossed that they can help us....

Thanks Skippy! I've read your blog and it put my mind at ease! I will indeed ring my IP and see what she says! you never know something could be done if not i will take your advice hold my head up high and proceed with BR! At least i would of tried eh! Thanks all again and thank you for the very war...

Thank you both so very very much! Yes it is very confusing. I think i'm trying to run before i can wal so to speak. I will be ringing my IP up on monday to discuss this matter and will tak it one step at a time! I'll be sure to keep you all posted on what's what and i'll shout if i need any help! Th...

Thank you for your reply. I'm a bit confused as to what the following means and perhaps a friend or family member could aquire your beneficial interest for a nominal sum (usually £1 plus the legal costs of transfer) to remove it as an asset in the estate in case it goes up in value in the future. I ...

Afternoon all! This could turn into a very long post so i am apologising in advance! me and my Husband entered an IVA last summer because we had over 40k worth of debt. We thought we were doing the right thing by doing this and for a while it did help us out alot! My husband changed jobs in october ...