Thank you. I’ve found the handy template on here so will add that extra line in too

Thank you.

Could the F&F amount be provided by 2 separate family members. Say, half from a grandparent and half from a sibling?

Yes sorry, I didn’t explain myself very well. I know that I have to provide the proposal but can I request a settlement figure from them? If not, which calculation should I use to work it out? Monthly or 4 weekly? I pay CF 4 weekly which is where they got confused with the term of my IVA (60 months)...

And to simplify things and expedite them am I able to request a F&F figure from CF or is the expectation that I calculate this myself based on what I think is a ‘good/fair’ offer? I’d prefer to have a figure (and calculation from them) rather than possibly waste time going back and forth with offers...

Thank you. Interestingly, 15 minutes after I posted on here I got a very confusing reply to my email. So, now I’m not sure what number to use to calculate my F&F. HELP, please (again!) Surely I still work on the basis of 60 months + 12 months? Or are they saying to work on the basis of 66 months + 1...

Hi All, As predicted CF are behaving in an dishonest way. In the last week I’ve had these 3 issues (I’ve not even been able to get to the F&F stage yet!) 1. I was told by Creditfix last week that I’m 2 months behind on payments (I’m not!!); however when the lady looked into it further she could see ...

Ok, thank you.

Thank you so much.

Is this a spam reply from Igordgi? I’ve deduced that it’s Belarusian…. Google translates it to: “ Can I contact the administration? This is very important. Sincerely.” I had two other responses yesterday from ‘Viktoribfg’ but I can’t see the details which worries me. Is this forum secure & confident...

Thank you so much! Fingers crossed

Thank you, that’s what I thought. They are aware I’m paid 4 weekly (as they agreed to change my pay frequency to match it) and have seen my payslips that show 4 weekly pay alongside my monthly calculated I&E. Yes, the CF reviews are dreadful. I’m very worried that they’ll start playing silly b*ggers...

Thank you for your reply. I also had been wondering re my pay arrangements: I’m currently paid 4 weekly and my IVA payments have been set up to align with my pay dates (£90 per month, but I pay £83.08 4 weekly) As I’m paid twice in once month I end up with 1 period in the year where I have extra fun...

Hi All I’m in a similar situation to Mark24 so this information has been invaluable, thank you. I signed up with Freeman Jones/Financial Wellness group but my IVA has been transferred to Creditfix (which I’m very anxious about as all I see online is a bad service). I’ve called them this week and it’...