Hello Melanie I am not offering a higher amount or lower for full and final settlement, but DFD state that they have to write to the creditors to offer another meeting due to the time lapse from the original meeting, May last year. I know of the delay and DFD have been kept informed at all points an...

Hello Ian Yes you're right 8th year!!! I don't think there is anything within the IVA which stipulates for my sort of case. It was a joint one and still is,however I am now divorced from the other party and this doesn't seem to be taken into account. i.e I am the one that has to clear the full and f...

I took out a joint IVA in August 00 with my husband (we are now divorced) but as I am now in the "family" home, I am the one left to remortgage for the full and final figure, that was accepted last May. I have had a lot of trouble trying to get another mortgage, one has now been offered, but DFD wer...