Foggy I think you may be right, I have been at work all day today so iv not really had time to think about it but I do remember step change mentioning a DMP at some point only taking 6 years. Basically total amount is a little short of £10k across 8 creditors. Maybe I should call step change again t...

Hello all thank you so much for your replies. Unfortunately telling my partner is something I just feel I cannot do. There are circumstances as to why. As for letters is it likely that it shows on the envelope what it is I have had a couple saying action required but I have visions of big red capita...

Hi, I'm new to the forum and the iva process. Iv just opened my new bank account and waiting for the meeting with creditors to be set up. I'm with financial support systems not sure if anybody has any opinions on these? My partner is unaware of anything, my debts, the IVA anything!! I'm so scared I'...