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by Ben93
Thu Mar 17, 2022 12:25 pm
Forum: Cost of living in an IVA
Topic: Can’t cope anymore iva crippling
Replies: 16
Views: 8852

Glad things are progressing albeit slowly. Hopefully they will agree something that is realistic and supports your current circumstances. I just wished I’d never got into one to be honest my life is so restricted now. They don’t understand why some things are more expensive for some people. I live ...
by Ben93
Thu Mar 17, 2022 12:22 pm
Forum: Cost of living in an IVA
Topic: Can’t cope anymore iva crippling
Replies: 16
Views: 8852

Glad things are progressing albeit slowly. Hopefully they will agree something that is realistic and supports your current circumstances. I just wished I’d never got into one to be honest my life is so restricted now. They don’t understand why some things are more expensive for some people. I live ...
by Ben93
Thu Mar 17, 2022 9:07 am
Forum: how are you coping?
Topic: Scared
Replies: 8
Views: 3065

First of all don’t panic yoire not alone. And as scary as it sounds it’s better to tell your partner now as the stress of hiding it from them will make your life harder and it’s better to come from you than them find out another way. As it normally takes a few months for letters to stop after the Iv...
by Ben93
Thu Mar 17, 2022 9:00 am
Forum: Cost of living in an IVA
Topic: Can’t cope anymore iva crippling
Replies: 16
Views: 8852

Glad things are progressing albeit slowly. Hopefully they will agree something that is realistic and supports your current circumstances. I just wished I’d never got into one to be honest my life is so restricted now. They don’t understand why some things are more expensive for some people. I live ...
by Ben93
Wed Mar 16, 2022 3:26 pm
Forum: Cost of living in an IVA
Topic: Can’t cope anymore iva crippling
Replies: 16
Views: 8852

Insolvency Practitioner Details Name Mr DYLAN AUDLEY QUAIL Company Hanover Insolvency Address Sale Point, Washway Road, Sale, Cheshire, M33 6AG Telephone 0161 905 4764 Fax IP Number 9547 Licensing Body IPA Email dylan.quail@hanoverinsolvency.co.uk Thank you I think I’m getting somewhere now they’re...
by Ben93
Wed Mar 16, 2022 9:43 am
Forum: Cost of living in an IVA
Topic: Can’t cope anymore iva crippling
Replies: 16
Views: 8852

Wed Mar 16, 2022 9:26 amFoggy wrote:
What is the name of your supervisor, as detailed in your proposal / chairman's report: Quail or Millington ?
Dylan quail but no details on how to contact
by Ben93
Wed Mar 16, 2022 7:58 am
Forum: Cost of living in an IVA
Topic: Can’t cope anymore iva crippling
Replies: 16
Views: 8852

Totally agree with Foggy. That's an increase that is neither realistic or sustainable and your IP needs to complete a full review of your circumstances to offer support etc. Let us know how you get on.. To be honest I can’t call as I’m not even left with money for credit now and my 4 month old is m...
by Ben93
Tue Mar 15, 2022 4:18 pm
Forum: Cost of living in an IVA
Topic: Can’t cope anymore iva crippling
Replies: 16
Views: 8852

Which firm are you with ? Demand a copy of their calculations, so that you know what you are arguing against. Is there any reason why you cannot go bankrupt ? With the wife's lost income you might even qualify for a Debt Relief Order if you can get your disposable income right down. Your local CAB ...
by Ben93
Tue Mar 15, 2022 3:07 pm
Forum: Cost of living in an IVA
Topic: Can’t cope anymore iva crippling
Replies: 16
Views: 8852

Good afternoon everyone I’ve just had my 2nd review on my Iva and I just can’t cope now when I started the Iva my payments were 208 a month I owe around 14k ish to creditors according to my original Iva meeting paperwork I have on my emails. Now my payments rose the first year to 281 then this year ...
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