Thanks for your reply. Will the IVA be removed from my credit file regardless of the Insolvency Register situation? Six years would have passed since the IVA starting, so I would hope so? If I contact Experian, Equifax and Transunion and send them my completion certificate do you think that would be...

I received my completion certificate today (hurrah!) but am now wondering whether the Iva will automatically disappear from my credit file (it will be 6 years since it began on 19th Sept). Do I need to inform anyone or will it disappear on its own? Also has anyone had experience of their name being ...

I paid the final payment to my IVA on 1st July. I imediately emailed Payplan to ask when we would receive the completion certificate, when we would be removed from the insolvency register and when the restriction on selling our house will be removed (I am wanting to sell our house and purchase new o...

I have reserved a new build house that is due to be ready Jan-Mar 2023 and am due to finish paying my IVA in July this year but it doesn't disappear from my credit report until September. I thought that we would be able to arrange a mortgage in September through a specialist broker, however I've jus...

Thanks for your reply Foggy. Fingers crossed the fact that they're going ahead with the 28 day circular means they're happy with my proposal. I did make it clear that I would only ask for the money if it could be used to pay off the IVA, and that I saw paying my IVA off as a priority over going on a...

I have made an offer to pay of the remainder of my IVA (with Payplan) in July of this year when it would not actually end until January otherwise. It seems like others here have had to complete a lot of paperwork for this and schedule a full creditors meeting. But I just sent messages to Payplan via...