Do the industry experts still come on here? Melanie Giles etc? My friend is so panicked.

Has anyone been in a similar position and not had an order put on the property?

Is this something that crops up often?
It is nice to still see sone familar faces in here I haven't been on this site since 2013!!
You do some really good work. I am glad I am through the otherside of IVA.....How life has changed......

My friend has been seperated from her partner for 10+ years. Her expartner left my friend in a considerable amount of debt and subsequently she has been left with bad credit. This has stopped my friend from removing her ex from the mortgage as she cannot get a new mortgage. The ex has stated she wan...

We have tried today! The lady on the phone was of no use at all! I have written a letter instead and am sending it tomorrow with our review stuff.
We have asked for a variation. I will wait and see.....xxxx

In my experience you have minor disagreements with the best of companies regarding your IVA. We are with a good company with good people but have had 'misunderstandings' a few times. It is understandable in my opinion as it is a difficult process to go through from beginning to end. We have just ent...

It seems miles and miles away! Our latest child is poorly and it is causing us a major financial headache worse than the debt before IVA!!! I am slightly worried it may actually fail! We have just under 3 full years left......

Hi all hope you are all well new and old! Not sure if any of you will remember me but I joined this forum back in 2008..... Well since then we have entered in IVA and are currently just starting year 4. God it has been HARD!!! Not that we expected it to be easy we didn't. We have however further com...

See I'm full of promises..........thank you for all your well wishes.

I'm back on the college trail again so that's me tied up for a further 5 months or so.

It is snowing really hard a the moment I am hoping it is not going to stick tho!!

Keep smiling everyone. XX

Hi everyone I hope everyone is okay, I know I haven't posted for months, college (& Facebook) are more demanding than I first imagined.......All the best for the new year to everyone.........I cannot believe we have made 6 payments already and we have paid for Christmas in full using cash for the fi...

Hi Lesley

So sorry to read this thread I hope you are all okay.

Good news about the job. X

I have had a few family issues along with lots of college. Everyone in my house is well though! How are you? I have to say we are more relaxed nowadays although money is tight - strange?? I am hoping this time next year I will be on my way to being qualified in something useful. We will see. We are ...

I know I'm onto a no win situation. Apparently we didn't renew our claim - we had they claim they didn't receive it. Anyhow I get a letter saying we owe them £211. I ring them and ask why etc. They told me I hadn't renewed and I said I had. This went on and on. We agreed to sort it over the phone. T...

I remember now why I loved this site so much. I to have had one of these letters. I think I wll just rip it up.

Hey Viki - This could only happen to you! I read this thread re not being able to get your mails so thought I had better post on here! I had a shock phone call on Sunday that upset me quite a bit - apparently we owe the Revenue money????? I knew there was a confusion last year but I have spoken to t...