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by Doug
Sun Mar 04, 2007 4:50 pm
Forum: bankruptcy
Topic: Debt Collection Guide Lines & OFT Summary
Replies: 1
Views: 1350

Please Find Summary of OFT guidelines for Debt collection The OFT published a guidance note [OFT298] in January 2000 outlining the Director General’s views on misleading letters and collection charges in relation to licensing under the Consumer Credit Act 1974. The OFT reminded creditors and debt co...
by Doug
Sun Mar 04, 2007 4:45 pm
Forum: IVA postbag for march
Topic: "Nuking Debt Collection agencies !"
Replies: 2
Views: 1338

I am getting incresingly disturbed by the tactics used by debt collection agencies in the art of "Recovery " There are at least two sides to every story and debt collectors do have a job to do , they have to know the difference between a "Del Boy " trying to escape his or her commitments and a genui...
by Doug
Tue Feb 27, 2007 3:01 am
Forum: reclaiming bank charges while in an IVA
Topic: " A Letter To a Bank"
Replies: 2
Views: 9056

Absolute classic ! The Lady who wrote this is 98 years old ! [88] Dear Sir, I am writing to thank you for bouncing my cheque with which I endeavoured to pay my plumber last month. By my calculations, three 'nanoseconds' must have elapsed between his presenting the cheque and the arrival in my accoun...
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