I don't have any assets or savings. My boyfriend pays all of our bills and other outgoings, but we can afford to pay £200 a month. If I can do an IVA, is it possible to complete all the paperwork etc by post or email or will I need to return to the UK?

I spoke to an IVA advisor and they told me that as I am unemployed I can't do an IVA. They said my only options would be bankruptcy or to just ignore my debts as I've moved to Spain! I've looked into bankruptcy and I've found out it costs quite a bit of money for the paper work, which seeing as I do...

I have lived in Spain for over a year, though I do still have a UK address. I have only been able to find seasonal work in Spain, so haven't been earning for a while. I do receive a monthly pension in the UK of £200 a month, so I would be able to guarantee that no matter what, but at the moment my m...

I currently live in Spain and have around £25000 debt in the UK which I can't afford. Am I still eligable for an IVA?