Ah ok , I understand now.
Thankyou for the replies and clearing this up for me.
Much appreciated

**Apologies, I think I've previously posted this in the wrong place, so have reposted here....sorry** Hi all, In brief, a couple of months ago, out of the blue, I was unfortunately diagnosed with a serious illness. I am 3 years into an IVA and since diagnosis have had major surgery, various procedur...

Hi all, In brief, a couple of months ago, out of the blue, I was unfortunately diagnosed with a serious illness. I am 3 years into an IVA and since diagnosis have had major surgery, various procedures, hospital stays and appointments. my IVA is with stepchange and I was paying around £240 a month. I...

Yes, I totally agree that something has to be done, if your financial circumstances change, then this must be reflected in the amount you can afford to pay, these price hikes, through no fault of your own, affect your budget. They seem happy to increase amounts if finances change in the opposite dir...

Ive just read that some IVA companies have offered reduced payments, but to extend the term if accepted......how can the IVA be extended like that? , surely this is a cost which impacts on your income so should be included on your outgoings
I havent yet received any offer of reduced payments.

Hi All, I expect that this may have been asked already but if not...here goes. I have just had my annual review and apart from the standard couple of quid rise in payments, all continues the same. My budget accounts for everything and all funds are now used. My question is this, as a everything has ...