Have just been on noddle and two of my rbs accounts say default
All the others are settled now i have finished my Iva
Am going to send a copy of my cc to them but does anyone know where to send it
Thanks .

I checked with my IVA company and I have recieved my CC.

Also I am off the insolvency register. YIPPEE!!!!

I have received a letter saying your Iva has now concluded with a summary of receipts and payment
is this my cc?

Like you I wanted to rebuild my credit score and was offered a Vanquis card just after finishing my IVA. I haven't received my cc but I applied and got it. I intend to pay off my balance in full each month as it has a high interest rate.

i had a substantial pay rise in Year 4. i paid 50% of extra into iva from month 1. dont forget to claim any extras, i had extra bus fare to pay plus lost tax credits at same time, so claimed for both.

I haven't received my cc yet, but have just applied for an aqua card and been accepted.Plus if you apply online you get a 20 pound amazon voucher!

Have just finished my iva, not got certificate yet,but recently i keep getting application letters for this credit card. Don't know whether to apply so i can start getting a better credit rating. What's your opinion.

How long does it take after last payment for it to come off

I too am waiting to make my last payment in June.
Cant wait to treat the kids,get a new sofa and decorate, all done by saving up for it not on credit. Then will think about getting my life back.

I am in the same position. Luckily my daughter has a part time job but still not enough to live on. I am making small sacrifices so I can help out a bit. Have you told your IP your child benefit has stopped for your child as they may be able to alter your i and e for this loss in income. Its worth a...

We were asked to claim PPI through our insolvency practice. I knew I didn't have any but said yes as we are in or final year and didn't want to jeperdise the final few months by having to wait for any claims to go through at the end.

Thanks never thought about comparison sites, will try them.

Hi am looking for pet insurance and wondered if it is classed as credit and I would be credit checked. Also any recommendations for cat insurance would be welcome. Thanks.

I use Morrisons, their value range is good. I find if I go to Tesco or Asda bits I don't really need, such as a couple of 3 pound t- shirts for the kids somehow find their way into my trolley!

If you go in branch and are in an iva not bankrupt you can open an isa with the co-op.