I think everyone gets to this stage before the meeting. I know i did thats for sure. I even cried after the IP rang to say I got all yes's out of joy cos I could then see light at the end of the tunnel.

Good luck for friday. Hope it works out for you.

Hi Melanie, I have yet to have a review as I have only been in my IVA for a few months. I gave my IP 3 wage slips at the start and explained that i get alot of OT pay ect and he took into account all this when my IVA went through as they needed a small ammount from my shift rate to get my IVA throug...

As my IVA hasnt got the 50% on overtime and shift pay I am able to keep all. I work 12 hour shifts meaning my net pay is alot higher than my basic that my IVA is based on. To avoid this extra money building up in my basic bank account I have had to open a savings account. Is there a limit to the amm...

Could someone explain to me how a full and final works? Im currently in an IVA and was wondering if it was possible to end it early if I managed to get some help from a 3rd party? My debts stand at approx 25k but in my IVA im paying back 12k inc IP fees. Would i need to find enough £ to pay the full...

Mine says "Any windfall, in excess of £500, received by the debtor must be immediately paid over to the supervisor for the benefit of creditor".
Does this include inheritance and if it does do i keep the first £500?

Please could anyone advise me. My nan has left me 1k in her will and I will recieve this within the next month.

Problem is that my mum wants me to give her the money to put away for me but she doesnt know about my IVA. Is there anyway of keeping the money or do I have to tell my IP?