Sorry for delay in reply.

Not sure where slough is can you give me more details

Tess

I don't post very often but always read the posts, I would like to make a meeting and hope that I would be invited even though I don't post often. This one is a little too far for me but the next time you are in the midlands count me in.

Tess

I work for Local Gov too but I had already booked those days off so I wont loose pay.

Tess

Sorry that should have read £3 each

Tess

I go to the outlet in Notingham (Junction 28 of M1) I got 2 wool skirts from Next for £300 each

Tess

The Coop Cashminder is an IVA/BR friendly bank so shouldn't have any problems. I am BR and have one.

You will need to phone or go to open one up.

Tess

I've been collecting the vouchers too, they will come in real handy.

Tess

I think David Cook he is brilliant

Tess

Thanks Skippy

I am worried because I used my card up to 3 weeks before I went bankrupt didn't really have much choice. I suppose I may have rushed into BR but had already been told I couldn't do an IVA and wanted to get the ball rolling with some sort of plan.

filed for BR on 13.5.08 had a 10min chat with OR yesterday but actual interview isn't until a couple of weeks time. She has stated that she will need to go through my debt and how I got there. I have been maintaining my min payments to all my creditors but have been using credit to live because ther...

can any experts throw any light on the situation for me.

Thanks for your replies

I am so worried that they will give me a BRU because I increased debt so close to declaring BR. Have been reading the Insolvency register where they put those who have been given a BRU and some have been given them for exactly that reason or taken on credit that they had no reasonable chance of repa...

Thanks Vicki

any comments would be appreciated