Thanks Foggy The company are recording the default as May 2018 - even though we have a statement from them showing that the account actually defaulted in March 2016. We have asked them to correct the record. We haven't had any contact from them - they have never sought to find her current address or...

My wife had an IVA which started in Dec 2016 and was settled in August 2019. A debt is showing as in Default on her credit report. The loan date is June 2014, and the default is March 2016. When we have looked into it, this debt was real and did start in 2014 - however it was never mentioned in any ...