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by ATP94
Thu Jan 19, 2023 11:34 pm
Forum: full and final settlements
Topic: F+F settlement question
Replies: 3
Views: 6624

Paperwork required differs from IP to IP, though usually the ID of the donor(s) and statements showing the existence of the funds are all that is universally required. Anything else will depend on the reasons you give for making the offer: Affordability will probably need a new I&E, medical issues ...
by ATP94
Wed Nov 02, 2022 3:33 pm
Forum: full and final settlements
Topic: F+F settlement question
Replies: 3
Views: 6624

Hi, I'm looking into submitting a F+F settlement by next April 2023. My balance remaining would be around 18k and my brother is happy to offer up to 15k as a settlement for the purpose of this. What documents + evidence is required for submitting after the F+F process commences? Will I need to send ...
by ATP94
Wed Jun 08, 2022 12:04 pm
Forum: full and final settlements
Topic: F&F settlement offer
Replies: 2
Views: 9861

Thanks Foggy, I am not a homeowner so no extra 12 months, the only thing i have differing in the final year is my car finance which i have included in the final £18k figure. I currently have 3yrs left on the IVA and as you say with the uncertainty of the current inflation crisis - i do not want to b...
by ATP94
Sun Jun 05, 2022 1:28 am
Forum: full and final settlements
Topic: F&F settlement offer
Replies: 2
Views: 9861

Hi, Just wanted to garner some advice on a F&F query. A family member of mine is willing to pay in £16,500 as a settlement towards my IVA which currently has £18,244 remaining. I wonder if this F&F offer is too low or would I have a chance for this to go through? I'm planning on relocating to anothe...
by ATP94
Sun May 29, 2022 2:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: CCJ applied on debt before iva
Replies: 5
Views: 5464

Sun May 29, 2022 12:35 pmFoggy wrote:
You say these are 'fines' --- are they court or police issued fines or PCNs (parking penalties) ?

Court or police issued fines cannot be included in an IVA, but parking charges generally can.
They are PCNS from a private parking company service
by ATP94
Sun May 29, 2022 12:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: CCJ applied on debt before iva
Replies: 5
Views: 5464

Thank you

It is relatively small, my total iva debt is £26k - I have two fines entering the CCJ which was debt unknown by me before taking out the IVA and are a total of £480.
by ATP94
Sun May 29, 2022 12:33 am
Forum: Ask IVA Forum and Industry experts
Topic: CCJ applied on debt before iva
Replies: 5
Views: 5464

Hi, My IVA was originally with FWG and then transferred to CF this year. I took out an IVA in Aug-21, I then received a random CCJ notice by a creditor in September and this was passed onto FWG who stated they would sort it out given it was a debt missed out of the proposal before the IVA was active...
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