Promotional rates with MBNA and Barclaycard.

In fact MBNA basically gave me 0% for 2 years on balance transfers/cash purchases and money transfers to my bank account. (with a nice credit limit of £2600)

[:)]

Hi,

Barclaycard/Capital One and MBNA were all in my IVA and all accepted me for accounts less than 2 years after IVA completion.

Might be interesting for some, no UK as of yet.

http://europa.eu/rapid/press-release_IP-14-774_en.htm

haha 3 days before mine :) Mine was removed about 2 weeks ago so you might find yours has already gone. It was only on my Equifax record in any case. Yeah, i have a few like you that are Sep/Oct but it's no big deal hey, not after 6 years :) As for the bank thing i'd wait a month or two if you can t...

Hi, the default/satisfied part doesnt really matter much to be honest as long as the default date is correctly marked as the IVA commencement date. It will drop off anyway whether is default or satisfied. The IVA will drop off 6 years from the commencement date, so the fact you paid another 6 months...

Congrats )

Good work!

Everyday closeer to the end gets better.

I can't believe how fast time has gone, i've not been on here for AGES and now some of you are MUCH nearer the end than i remember you being (lesley).

It's awesome to see people well on their way to achieving their IVA goal.

Just to say "hello, I am alive" in case anyone missed me when i've not been about.

How are you all? Is Jan back yet? Last time i looked she hadnt been around for a while.

Hope you have all been good )

Hopefully i should be posting on here more often again woo hoo

The best thing to do is contact you IVA provider as soon as you know that you might need a payment break. That way they can help you as soon as possible

The thing is though that even when we all paid for the luxuries/stupid things that we spent the money on, I guarantee the majority of people still paid their tax.

There is NO excuse for not paying your tax, no matter what situation you are in.

Yup it should come off just after you receive your completion certificate.

It should disappear shortly after you receive your completion certificate.

In my case it was about 3 days after.

and had an IVA... not sure why some people think they can get away without paying tax.... http://www.thesun.co.uk/sol/homepage/showbiz/tv/soaps/4332989/Coronation-Street-star-Bev-Callard-is-broke-after-60000-tax-bill.html http://www.insolvencydirect.bis.gov.uk/eiir/IIRCaseIndivDetail.asp?CaseId=1017...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by kallis3 Is that Apple or Sky animaleyes? I love the CD in the car at the moment. Apple Jan, don't get me wrong, i admire their ability to market a product with a screen and processor change and be able...

They'll never get a penny of my money as long as i have any choice in the matter....