Hi thanks for replying. Any tips to get it passed? I was actually considering contacting each creditor to see where i stood with repayments without the iva. This is sort of a deal breaker I take it I have a 14 day cooling off period after the iva is accepted?. I cant do 5 years with the current car ...

Hi My iva is due to start towards the end of this month stepchange are currently dealing with it. I have contacted stepchange today to see if I can take a lease car through NHS Fleet through my employer because the car i drive is practically done. This is done through a salary sacrifice but it also ...

Thanks for the advice I will contact them via phone I have tried to do the online session but apparently my outgoings are more than my income before the debts. Iam just looking for the easiest solution tbh like I have said before I have no problems in paying what I owe just the high interest rates o...

Natwest 16500 loan (3 months ) 435pm 1500 overdraft (5 years) minimum payment. 3000 loans 2 go (6 months ) 237pm 400 lending stream (1 month) 155pm 390 lending stream (1 month) 155pm 400 cashfloat ( 2 months) 155pm 500 moneyboat ( 1 week) 155pm 1200 credit card 118118 min payment 1200 credit card va...