Hi Melanie, ive sent you an email, thanks

Thank you. i've emailed you.

Thanks, that would be great. I'm just very skeptical about going "behind their back" to seek advise, would you contacting them on my behalf affect me in anyway? would that make you a third party in all this? Could i have your email address?

Thanks, but i'm not the type of person who usually kicks up a fuss. I dont really want to be threatening them. Plus my IVA balance is apprx 17k and i know that my parents can only offer around the 14k mark, so all in all the offer probably wouldnt be accepted and i would of just incurred fees for no...

Hi Mel, i called the office and spoke with the woman replying by email and she just repeated what was stated in the email and then went on to say that too many people are settling their IVA's early and just took the IVA out in the first place to manipulate the system (thats not word for word) and se...

Hi, thanks for your help, i had already sent the reply though worded as my last post above... and this is the reply i received: "I have mentioned this to your supervisor and we have reviewed the situation, and he is of the same feeling as outlined below. There seems to be little reason to accrue fur...

Do you think i should reply to my supervisors office by email first with this: "Is it possible to put forward a variation to the creditors where by my parents would offer a sum to settle the IVA, and that the loan from my parents will only be made if it is to be used to settle my IVA and that my dis...

equity release clause ? im asuming that would be if i owned a property, which i dont.

Also, i dont know whether to write to my supervisor, or try and arrange a meeting... im going to have to think this over.

Thank you all for your help. At least i now know that it is a possibility.

I think thats a good idea, however im not that good when put on the spot, and i dont want to have a meeting where im being interegated and feel like he's just trying to catch me out. i would need to somehow prepare for it i think. im confused... my parents said the max would be arround 14k mark, and...

Thanks for your help lily,

Hi Melanie, how would you suggest I approach/reply to my supervisor?
I dont think my parents could afford to pay what is outstanding + fees.

Hey lily, I thought there might be a hidden agenda, maybe they would benefit financialy by doing everything in there power to make sure the IVA went the full 100 yards?

Thanks lily + andy, its just that i already emailed my IP's office today with the same question and received a conflicting reply: "At present creditors would not accept an early settlement offer unless you are able to demonstrate hardship ie. A major change in circumstances due to unemployment, ill ...

Hi, i've just stumbled accross this forum via google and am hoping someone can help. I started my IVA in Aug 2006, £425 per mnth and for 60mnths... My parents have recently told me they might be in a position to settle it for me, and i can pay them back when i can. Is this possible? and would it hav...