Hi all, thanks for the replies, in a strange way it is nice to know that I we are not in this alone. I guess the sooner I make some calls the better eh? Would I be able to give you (Ian or Melanie) a call and chat things over?

Kind regards
Jonathan

Hi mate, I do hope you get things in place soon. I am in a similar position to you, although not as much, but not far off either, and have posted on here for guidance. It looks like both you and I have realised at the same time that things cannot go on for much longer without casualties. It really h...

Hi all, not sure where to put this post, or even where to start but here goes. I am 29, wife is 33, we have one 3yr old and another baby due any week now. We have ended up in quite a situation and are unsure as where to go, what to do. I earn £27500 ish and she £25500 ish. 5 years ago we bought our ...