Whichwaynow - My IP sent in the completion cert and final payments. I then followed up by checking my credit file, and re-sent the completion certificates into the creditors in question when they said they hadn;t received anything. RedDevil - The creditors are Egg, and Natwest. The stupid thing is, ...

I was forced into an IVA approx 2.5 years ago due to increasing bank and credit cards charges, which just seemed to snowball the debt to a point at which I couldnt keep up. After 1 year of paying the IVA without problem, I paid a settlement figure and completed the IVA. Over a year later, and after ...