we would like to thank you very much for your time this evening Melanie , it is nice to be able to talk to somebody . kindest regards J&L

hi mel, thankyou for your reply, a payment break would be an idea, when we spoke to the lady at payplan, i think she mentioned we could put 2 payments at the end of the agreement, i think she called this red x ?, if i caught it right, dont want to have to do this as we have been on course for the la...

HI MELANIE THANK YOU FOR YOUR REPLY, I WOULD NOT SAY THAT OUR BUSINESS IS IN TROUBLE AS WE HAVE MANAGED TO PAY EVERYTHING IT IS JUST THIS YEAR WHEN BUSINESS HAS BEEN SLOW , AND A DOWNTURN IN BUSINESS HAS MADE IT A STRUGGLE .CERTAIN TIMES OF THE YEAR IS BETTER THAN AT OTHER TIMES ,WE ARE HOPING FOR B...

MYSELF AND MY HUSBAND ENTERED AN IVA 2 YEARS AGO .WE HAVE A BUSINESS WHICH WE ARE TRYING DESPERATLY TO KEEP RUNNING WORKING 7 DAYS A WEEK TO KEEP OUR MORGAGE PAYMENT UP AND THE IVA PAYMENTS ALONG WITH THE RENT ON OUR SHOP AND VAT ETC. WE HAVE REALLY QUIET TIMES WHEN WE CANNOT PAY OUR SUPPLIERS TILL ...