Thank you all for the very warm welcome. I am still in the process of reading the blogs in this site also along with trying to keep up the posts. I have gone through my I & E and was totally shocked how much debt I have accumulated. It just illustrated how deeply in a hole I am. Having objective eye...

I am so glad that I came across this site, it has given me hope that I am not alone. Prior to finding this site, I really did not know who to talk to, so I just buried my head in the sand [:(] hoping the problem will go away. For the last few days I have tried to keep up with the posts in this site ...