applausestore.com is a great website for getting free tickets to TV shows, I have got tickets to go to the new Gladiators on Sunday,great timing for my sons birthday and taking some friends too. Should be a great day out! Good website to go to.

Am going to see it live on sunday!!! Got free tickets on applausestore.com a website that does free tickets to TV shows, it's a great free night out. Am going with a friend a 2 of his children and my son, shame saracen isn't on it anymore he was my favourite!!

Me too, they didn't ask to see my bank statements although i understand that you need to keep them throughout your IVA as they may need to see them. Is that right or have I remembered wrong?

Good luck Ray, hope it goes well xs

Have just heard that my application has been accepted!! it was a bit of a palaver and a bit embarrasing to have to explain my circumstances but it was my current landlords positive refernce that swung it. move on 3rd june eek, better get packing! How did you get on Ellie May?

Hi Annie, the start of the IVA process is quite stressful, the worry of how to go about it, when to stop paying creditors and whether it will be approved etc but it does get better and as soon as it is approved it feels like a weight has been lifted. The hardest part is taking the first step. Hopw i...

Mrs skint is rigth, your duaghters health is much more important but I'm sure your finances are really adding to your stress. I'm sure you could you talk to your IP as your circumstances have changed. The forum experts on here should give you some advice soon. Hope your little girl gets better soon xs

A baby is fantastic news.I am in the process of trying to change my current rented accommodation. Initally the letting agent said the credit reference agency had failed my application because of my IVA but I heard last week that they have got positive references from my current landlord so are discu...

I agree, sharing the worries really helps. I haven't told anyone I know about my IVA (25 payments in!!) and have just discovered this site, it has made me feel so much better just to know I am not alone. I have had many questions answered just by reading other peoples posts. There always seems to be...

Well done louisa!! I am 2 years into my IVA too from March, found the first 2 years ok but it was hard to not have the overdraft or credit cards to rely on. I find I worry about something going wrong with my car more than anything else as need my car for work and the cost of repairs is so variable. ...

Thanks melanie, it's nice to hear someone being positve about people with IVA's - this whole thing with the letting agent has made me feel like a really bad person. I am a single parent with a well paid full time job, completly law abiding and only got into debt due to a relationship breakdown and b...

Thanks for the quick replies!! I agree that having someone up to their eyes in debt is a much riskier prospect, unfortunately the credit reference agencies don't agree. I've been told that they will still an IVA as an issue and may well refuse me a property until the IVa is off my credit record in 6...

I am in a similar situation - am 2 years in to my IVA and need to leave my current rented property. I found a new place with a letting agent but have just been told that the credit reference agency have failed my application! I have never had any rent arrears or utility arrears and will have good re...