Thanks everyone, will let you know the outcome locko x

Thanks Foggy I think I will speak to them, I know she shouldnt have got the loan etc but she wasnt in her right mind at the time, thanks again xx

Apologies if this is long winded. My mum is 65 and suffers with mental health problems and physical disabilities and has been on benefits for years. 6 years ago we lost my dad suddenly. At the time she took out a bank loan and credit card with her bank even though they knew she was on benefits. She ...

Hi All, I haven't been on this forum for ages but have found it invaluable over the years. I just wanted to say to everyone in an IVA there is light at the end of the tunnel. I've had confirmation that mine and hubby's finishes in September 2013 after 5 years. House was valued and we are in negative...

Thanks everyone for your comments, yep counting down now to the end and like everyone else it can't come quick enough especially as my daughter is getting older, she is 14 now and as you imagine a typical teenager. Good luck to everyone with their annual reviews and IVAs locko xxx[:)]

Hi all, sorry I dont really post that often on this website but do look at it all the time and think it is valuable for all of those who have an IVA and it has really helped me in times of need. I have just had my 4th year review with Payplan and have to say I have found them understanding and reall...

Thanks everyone, I dont know what we would do without this forum x

PPI Question – Secured Loan – Worried Sick Hi folks will try and keep this short. In 2010 a company took on my claim about mis-sold PPI as my husband and I both have public sector pensions so didn’t need the insurance. The bank the claim was made against in the end said it was not mis-sold but...

Hi All, I am with Payplan and have been in my IVA for nearly 4 years, had 2 brilliant case managers and no problems but now have a new one who seems to be really shirty, not helpful and have to say the tone of her e mails are quite snotty! I have some strange wording on my equity clause and am worri...

Hi all, thanks again for all your comments. Going to go holiday as he is paying and your right I need a break. Going to try and see if we can patch the damp up with a visit to B&Q, I know this will only be a temporary measure until my IVA has finished but may sort it for a couple of months, hopefull...

Hi Everyone, thanks for all your responses. I do understand re the holiday etc and I think it was more the tone of the email that I had received which got to me. I don’t really want to do a new I&E form as I want to try and continue paying what I am especially as I work in the public sector and ther...

Missed payment - Payplan I am not sure if this is appropriate and sorry if my question is longwinded but I had asked Payplan if I could delay one of my IVA payments either for the end of February or the end of March. My husband's IVA would still be getting paid. My brother in law is kndly paying for...

what happens to IVA if me and my husband split. I would still be able to pay my IVA just but have a feeling he would stop paying his. We have tried to make it work but I've now had enough. He went drinking again last night, stayed out, phoned in work sick and has now gone drinking again. Cant cope a...

Thanks everyone, will let you know but may not be for a couple of months yet. My brother in law is going to see if he can make it about £12k - £13k which hopefully will be accpeted as we would have paid back £23 - £24k back out of £27 regards Locko

Thanks Melanie will sort something out regards