hi emma thanks for your advice all i will say is at this stage when we were advised to enter an iva bankruptcy was mentioned but we were steered away from this option very quickly that coupled with the fact that we live in rented accomodation and have no assests does tend to make me think that maybe...

hi chris at this stage i would rather not say who has advised me that i have been missold my iva this is so i can get a balanced and unbiased oppinion form people such as yourself many thanks

hi ian where can i find details of the sticky thread iva council you refer 2

hi myself and my partner entered into an iva 20 months ago now i have learnt that i may have been missold it on the grounds that we live in rented accomodation and have no assets im also told that i should of entered into a bankruptcy order and i still can im very confused so im hoping you will be a...