I am in charge of our lottery syndicate at work and I manage the account online. It means that every 6 weeks I make payments of between £30-£105 to the National Lottery - this obviously shows up on my bank statements. My colleagues give me cash for the purchase of their tickets and I then use the ca...

I started my IVA in Nov 2007 - earning £17500, paying £154 a month to IVA. Since then, I got a new job paying £20000 but it is 35 miles further from home than previous employment. I now need an extra £100 per month for fuel. IVA lets me keep 10% of my original pay (£102 per month) plus 50% of any ex...