I have an IVA with cleardebt and can not say a bad word about them.....the best choice by far...spoke to many companies but the help i got from them was by far the most helpful My IVA was approved in under a month for 25p in the £ with HSBC the main credit company....so they did what me and other iv...

greeneyes how much pence in the £ are you going to offer?

i got this letter from them also and they voted no in my iva, but were out voted....24.9% voted no in my iva, it was a close call. I must say i felt this letter very supporting and recieved no calls from them until after the iva was approved, even that call was just to say they would be sending me a...

Hi Can i recommend clear debt there website is www.cleardebt.co.uk My iva was approved in under 4 weeks, I called a company before going with them who also wanted 2 extra payments Very good service and information with NO up front fees Ask for MIke Morgan if you do contact them....he is great and wi...

not sure but would not suprise me if they did

Hi All, Just thought i would let you guys know i recieved a letter today from Citi Bank advising my as i have missed a payment on my account they are going to increase my APR from 16.9% to 32.99%...... I am in an IVA now so they can do what they want with their APR..... but how bad is this i phoned ...

congrats i bet you feel so much better!

great news well done!

i wold recommend cleardebt visit their website on www.cleardebt.co.uk.

Very good advise and my iva was approved with in 4 weeks very fast service and very informative

sorry to hear - hopefully something can get sorted

best of luck Mel!

one more point egg and amex wanted 32p in the £ and were out voted by 0.1% so it was very close

They were owed 37% of my total debt My debts were: Halifax - Visa £6,950 Marriott - Visa £3,200 Halifax - Overdraft £100 HSBC - Loan £19,840 HSBC - Credit Card £1,100 HSBC - Overdraft £500 Marbles - Mastercard £4,300 Mint - Mastercards £6,200 RBS - Overdraft £100 Cahoot - Visa £2,600 Cahoot - Overdr...

Melanie As far I am aware there was chance of them voting no, as I was told I may need to look at a 6 year Iva to swing hsbc's vote But I was very very surprised today when I found out they have voted yes and with no modifications I mean I would have accepted a 6 year Iva as a last resort If I did g...

Hi Melanie, my IP was David Emanuel Merton Mond and the firm was clear debt