well apparently my meeting is set for 11am, 4th July. I'm a bit nervous now as I have large amounts with First Direct and Citibank, and if either of them vote no the whole thing will collapse! at least I will know in a few weeks.

fingers crossed! [:)]

Thanks for all the replies so far. I have to confess that I have lurked anonymously for while just reading posts and it has been reassuring to know that I'm not the only one that has got themselves into trouble, and even better to find out that there is a way out! Just can't wait till everything is ...

Hi I am new to the forum and in the early stages of organising an IVA via Thomas Charles. I have just paid the first instalment of two to them and now I am thinking I should have gone a different route. don't get me wrong I can't fault their service so far, but having cancelled DD's and offered toke...