hi got it and found email address thanx. should i e mail and tell him everything and include the offer (i have heard that they will try to up it, should i offer less and let them barter me up to 9k or what?) i havent got a clue how these things work. the settlement figure they gave me had no break d...

hi
thanx for advise what website do you mean?
michelle

hi if i offer this money what happens to the iva if they turn down the settlement? do i have to start over or does it just carry on as normal? i have tried phoning but i never get to speak to my actual ip just supervisory dept and all they say is they will look into it and never get back to me. mich...

hi what do you mean? my mum in law says max of 9-9.5k for f&f but if we cant settle i would have to ask to lower payments and i dont think they would accept it
michelle

it says on my review that total debt is 26331.73 but thats not including fees and in variation order aug 2007 dividend is 54.94p, are these figures any good to you? it goes totally over my head.

michelle

HI ALL ok so just received my f&f figure (finally!) and iit is a whopping £23656.61 my mum in law was going to pay it off for me but there is no way she can raise that sort of money. currently paying £300mnth with approx 3 years left (increased time at last review). i have 6 kids, my husbands wage h...

hi qick question what is all this business of offeringx% dividend for f&f payment i dont get it do you have to have a minimum offer of the original debt (before iva) or the amount you would have paid back should you carry on? sorry to be a pain but the info is just not sinking in so any answers in l...

hi, wilson philips ltd is who i pay. the only thing iv had from them since iva notice/contract is a copy of a varience report in august. i have read through the original proposal of the iva but i cant read the photocopied small print that came with it. dont know what to do for the best.
michelle

hi kerri thanks for the reply. i just dont get this iva, how much we pay ip etc how, much we are supposed to pay back in percentages, iv never had a statment as to how much iv paid or what fees are etc its doing my head in i have no idea where to start when offering settlement etc, 1 of my crediters...

sorry also forgot to say that all of the debts are owned by MAX RECOVERY LTD as of 31 august 2007 stood at total of £23598.99

hi thanks for the speedy reply. i phoned my ip for settlment figure and was told they would ring back but they didnt so phoned the next day and was told someone would do it and that they would mail it to me. the account the money would come from is a 30day withdrawal account so should she agree to t...

hi there help please. currently in iva with wilson philips going into yr3 (iva extended by 12 mnths)my original debt(joint with hubby) was 30k paid 1 year at 525mnth then next year at 300mnth, dont own any property but hubby pay has gone up however we will not be entitled to ftc which was a main sou...