Search found 314 matches

Search found 314 matches Page 1 of 21
by cfnc
Fri Jul 12, 2013 4:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: **ATTENTION** Summer Get Together 13 July
Replies: 30
Views: 3927

We would live to come, but my husband is still ill and no improvement since his Pulmonary Embolism last July
by cfnc
Sat Jun 29, 2013 1:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: Advice please about F&F. 6 months to go husband has lost his job and needs a knee replacement.
Replies: 4
Views: 1433

Hi we had a similar situation and we had our payments accepted to date. Only had a few months left, but also had expected commission and equity release due. Our variation accepted what was paid to date without the additional being due. We also received our completion statement within 4 weeks. I hope...
by cfnc
Sun Dec 16, 2012 8:14 am
Forum: a success story
Topic: Good News to be confirmed this afternoon
Replies: 16
Views: 3582

I have tried can't remember how to do it
by cfnc
Sat Dec 15, 2012 8:26 am
Forum: a success story
Topic: Good News to be confirmed this afternoon
Replies: 16
Views: 3582

Hi the artist no I was not asked for PPI and in my opinion I have not been missold any either.

I was also very surprised to receive our completion certificates within days.

I hope this speedy conclusion happens for everyone.
by cfnc
Thu Dec 13, 2012 4:55 pm
Forum: a success story
Topic: Good News to be confirmed this afternoon
Replies: 16
Views: 3582

I am on cloud nine, had our variation meeting on 11th December and today we received our completion statements and now officially have no debts. Thankyou to everyone who have listened and suggested to my problems and i hope everyone else has a positive outcome like we have.

Regards

Kirsty
by cfnc
Tue Dec 11, 2012 7:55 am
Forum: a success story
Topic: Good News to be confirmed this afternoon
Replies: 16
Views: 3582

Hi,

Had an email from our IP yesterday saying that our variations have been accepted and will be confirmed in our meetings this afternoon.

This is a great weight of my mind but wont believe it until this afternoon.

Kirsty
by cfnc
Fri Nov 16, 2012 4:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: variation meeting and creditors said no
Replies: 7
Views: 1722

Thankyou, and no we did not keep any funds back, but with tax credits and ESA we should be fine. Just want the creditors to accept our offer and then we just have to worry about my husbands health.
I will update when we get an answer from our IP
by cfnc
Thu Nov 15, 2012 4:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: variation meeting and creditors said no
Replies: 7
Views: 1722

Our variation conclude payments in February was refused by all creditors in our IVA's. I have since spoken to our IP and explained that my husband has now been made redundant and still unfit for work due to him having a PE in July. She is now confident in the same proposal being accepted and we are ...
by cfnc
Tue Nov 13, 2012 4:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: Steaming ! :(
Replies: 13
Views: 2451

Your payroll officer should be able to reprint you payslips if you need them.
by cfnc
Mon Oct 22, 2012 7:09 am
Forum: Ask IVA Forum and Industry experts
Topic: An update and questions
Replies: 9
Views: 2147

I have no idea Melanie, but they were the ones who insisted on a minimum dividend. I have emailed my IP suggesting the redundancy payment as full and final and have also said we are trying to raise the difference from that to the original suggestion of 5 more payments. The only route offered to us a...
by cfnc
Sun Oct 21, 2012 6:56 am
Forum: Ask IVA Forum and Industry experts
Topic: An update and questions
Replies: 9
Views: 2147

Thankyou Melanie, that make me feel slightly better.
Broke of England, sorry for not replying earlier I missed your post. With regard to a difficult creditor my Husband has Amex and they insisted on the minimum dividend of 71p in the £. but now it will only be about 35p in the £.
by cfnc
Sat Oct 20, 2012 5:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: An update and questions
Replies: 9
Views: 2147

I am with J Casey and co. The fee increase was in the year 4 review. and is as follows "Under the terms of the arrangement, my remuneration is to be paid on a realisation basis. At this stage, no fees have been drawn. A breakdown of my costs arising over the first four years of the arrangement is en...
by cfnc
Sat Oct 20, 2012 4:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: An update and questions
Replies: 9
Views: 2147

No there is no given reason and no idea who has rejected. I have copied the email I sent requesting the outcome of the meeting and also her reply. Also with the fees they were estimated cost but in the creditors report the fees were said to be for extra work involved. this occassion is the only time...
by cfnc
Sat Oct 20, 2012 3:49 pm
Forum: Ask IVA Forum and Industry experts
Topic: An update and questions
Replies: 9
Views: 2147

Our Creditors variation meeting was yesterday and has been adjourned, presumably due to rejection of our offer of completing in Feb. Our IP has suggested that because David is off on long term Sick due to a Pulmonary Embolism and also that he has now been made redundant, that will propose a lump sum...
by cfnc
Thu Oct 04, 2012 12:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: Things have just got worse
Replies: 6
Views: 1765

Thankyou for your kind well wishes. I will contact our IP, but I am a little concerned about American Express as the wanted a minimum addition of £17000 paid into my Husbands IVA, which has not been acheived due to having less than 15% equity and commission not being at the high level it was when we...
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